Recurring
Deposit (RD) scheme also available.
FIXED DEPOSITS
|
Company |
Rate |
Tenure |
Monthly interest per Lac |
Rating by CRISIL |
|
NHB(national housing bank) |
9.25% |
12-60months |
Rs 760 pm |
Owned by R.B.I. |
|
LIC housing |
9.50% |
36 months |
Rs 4750 hy |
AAA |
|
PNB Housing Finance |
9.65% |
12 months |
Rs 792 pm |
AAA |
|
HDFC Ltd |
9.75% |
15 months |
Rs 783 pm |
AAA |
|
Mahindra&Mahindra |
10.25% |
36 months |
Rs 821 pm |
AAA |
|
DHFL |
10.50% |
14 months |
Rs 833 pm |
AA+ |
|
Shriram Transport Finance |
10.75% |
36 months |
Rs 860 pm |
AA+ |
|
Muthoot Fincorp |
12.75% |
66 months |
Rs 1062 pm |
AA+ |
|
Jaypee Associates |
12.50% |
36 months |
Rs 3150 qtrly |
|
Tax Efficient Fixed Deposit = Fixed maturity plans
1. No T.D.S. for any amount.
2. Long term capital gain after 1 year. Better post tax return than FD.
3. Secured investment.
|
Company |
Approx Rate |
Tenure |
Rating by CRISIL |
|
SBI mf |
8.60% |
550 days |
AAA |
|
HDFC mf |
8.85% |
572 days |
AAA |
|
Kotak mf |
8.70% |
369 days |
AAA |
|
|
|
|
|
TAX FREE BONDS.
PFC- Power Finance Corporation. (Secured(AAA) and Redeemable)
PFC 8.43%-10yrs, 8.79%-15yrs, 8.92%-20yrs for upto 10 Lacs deposit.
NHPC 8.43%-10years, 8.79%-15yrs, 8.92%-20yrs for upto 10 Lacs deposit.
NCD- Non Convertible debentures
Shriram Transport Finance Company Ltd. (Secured(AA+) and Redeemable)
11.25%-3years, 11.50%-5years, 11.75%-7years for upto 5 Lacs deposit.
Recurring
Deposit (RD) scheme also available.